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In the news today:

Citigroup 3Q net income falls 23 percent (AP)

Rates on 30-year mortgages edge down (AP)

Investors Shrug Off JP Morgan's Solid Showing (BusinessWeek Online)

Consumer finance shares drive up Topix (FT.com)

WaMu profit down 9 percent (Reuters)

Deal yourself a new hand of credit cards (Reuters)

Choose: Your Mortgage or Your Retirement (The Motley Fool)

JPMorgan beats analysts expectations (AP)

US housing starts mark surprise rebound (AFP)

Dow cracks 12,000; Nasdaq slips on dim tech view (Reuters)

Home loan applications fall as rates extend rise (Reuters)

Sept housing starts rose 5.9 pct, permits fell (Reuters)

Japan probing complaint against GE finance arm (Reuters)

Ginnie Maes look more attractive (AP)

Wells Fargo profits rise in 3Q (AP)

More Types of Mortgages (The Motley Fool)

National City quarterly profit rises 15 percent (Reuters)

eHealth's Manic IPO (The Motley Fool)

Planning for longevity (Reuters)

Swiss Re buys General Electric's British life insurance business (AFP)

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